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Employer and Health Insurance sponsored Wellness Programs

Like the wellness coaches above, the driving motivations behind these programs are generally aligned with, or at least not in conflict with, your self-interest.  So if your employer or health plan offers wellness programs or incentives, take advantage of them.

Simply put, if you’re healthy, you’ll cost your health insurance company and, by extension, your employer (if you have employer sponsored health insurance) MUCH less money than if you’re unhealthy.  Employers are also sensitive to wellness increasing ‘presenteeism’, which means both having you physically at work (not sick, at the doctors office, or in the hospital), and performing to your full physical and intellectual potential.  The only difference between your interests and that of your health plan or employer when it comes to your wellness is timeframe; employees tend to turn over about every 3.1 years, and wellness programs, for maximum effectiveness, should be viewed on a life-long timeframe.  The greatest returns in terms of quality of life and minimizing the consumption of avoidable healthcare services comes later in life.  This causes some employers and health plans to be skeptical of their opportunity to reap a reward on their investment, but most who support wellness programs are content with the short term returns and the goodwill it earns with the participants.

 

Other Wellness Players

 

 

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